Terms & Conditions (T&C) for StockNinja™

Effective Date: January 1st, 2025

Welcome to StockNinja™. By accessing or using our website, applications, or related services (“Services”), you agree to these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree, you must not use our Services.

1. Eligibility

We may collect the following types of information when you use StockNinja:

  • You must be at least 18 years of age to use StockNinja™.
  • By using our Services, you represent and warrant that you meet this age requirement.

2. Accounts

  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activities that occur under your account.
  • We reserve the right to suspend or terminate accounts for misuse or violation of these Terms.

3. Use of the Services

You agree to:

  • Use the Services only for lawful purposes and in compliance with these Terms.
  • Not attempt to disrupt, overload, or gain unauthorized access to the Services.
  • Not upload viruses, malicious code, or harmful content.

4. Content Ownership

  • You retain ownership of content you upload (such as product descriptions, images, receipts, or documents).
  • By uploading content, you grant StockNinja a non-exclusive license to host, store, and display that content for the purpose of operating the Services.
  • You are solely responsible for ensuring that your content does not infringe on any third-party rights.

5. Payment and Subscriptions

  • Subscriptions are billed in advance on a monthly basis, as described at the time of purchase.
  • You may cancel your membership at any time. Cancellation will stop future billing, but fees already paid are non-refundable.
  • After cancellation, your access to the Services will remain active until the end of the current billing cycle.
  • We do not provide partial or prorated refunds for unused time within a billing cycle.
  • We may change subscription fees with prior notice. Continued use of the Services after changes take effect constitutes acceptance of the new pricing.

6. Availability and Modifications

  • We strive to keep StockNinja™ available and error-free but do not guarantee uninterrupted or error-free operation.
  • We may update, modify, or discontinue parts of the Services at any time without liability.

7. Disclaimer of Warranties

The Services are provided on an “as-is” and “as-available” basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law:

  • StockNinja, its affiliates, and partners shall not be liable for indirect, incidental, consequential, or punitive damages.
  • Our total liability for any claim arising out of or relating to the Services shall not exceed the amount you paid to us in the 12 months preceding the claim.

Termination

We may suspend or terminate your account if you violate these Terms or misuse the Services. You may terminate your account at any time by discontinuing use of the Services.

10. Governing Law

These Terms are governed by the laws of Ontario, Canada, without regard to conflict of law principles.

11. Contact Us

If you have questions about these Terms, please contact us at:

Address: 18 King Street East, Suite 1400
Toronto, Ontario, Canada, M5C 1C4